RBI REGISTERED NBFC

100% Safe

RATES START FROM

15% p.a.

FAST APPROVAL

in 30 Minutes

Long loan term

up to 24 Months

A gold loan experience built on trust

Why Celestia Money

At Celestia Money, we understand that borrowing against gold is a decision built on confidence. Customers want fair valuation, clear communication, secure handling of pledged jewellery, and a straightforward borrowing journey. That is exactly what we aim to deliver.

We are building a gold loan business that combines operational discipline, transparent communication, and customer-focused service. Whether you need funds for household needs, business working capital, emergencies, or short-term liquidity, Celestia Money is here to support you with a practical and dependable lending solution.

  • Transparent gold valuation process
  • Clear loan terms and borrower communication
  • Simple documentation requirements
  • Secure handling and storage of pledged gold
  • Fully Digital Loan Journey

A simple and secure borrowing journey

How It Works

1

Start your enquiry

Speak with our team online, over the phone, or at a Celestia Money branch.

2

Get your gold assessed

Our authorized team evaluates eligible gold jewellery through a defined valuation process.

3

Complete KYC and documentation

Submit basic documents and complete the required verification process.

4

Receive your loan offer

The loan amount and terms are determined based on valuation and applicable product criteria.

5

Disbursement

Once documentation is complete and the loan is approved, funds are disbursed as per process.

6

Repay and release your gold

On repayment and closure in line with applicable terms, your pledged gold is released to you.

Our Special Offerings

Why go for personal or business loans when you have the power of gold with you! Get a loan against your gold, in minutes.

Instant Gold Loan

Draw instant cash by pledging your Gold Ornaments and Jewellery. Enjoy higher loan amounts depending on purity and net weight of the gold.

Choose from a range of schemes - there's one just right for your needs. Explore more about our Instant Gold Loan options and get started today.

Get Started →

Why choose a
Gold Loan?

A gold loan can be a practical way to meet short-term financial needs while retaining ownership of your jewellery. It can help address immediate liquidity requirements without going through a long and complex borrowing process.

Gold loans may be used for
Household expenses
Business working capital
Medical or emergency needs
Education-related expenses
Seasonal or short-term cash-flow requirements

At Celestia Money, our objective is to make this process simple, respectful, and transparent.

Keep your gold safe
RBI-regulated
Instant Disbursement

Gold Loan Calculator

Estimate your loan amount & EMI

g
50g
14K
18K
22K
24K
12mo
11%

Gold Rate Loading...
Loan amount
₹2,18,500
Monthly EMI
₹19,218
Total interest
₹11,616
Gold market value₹2,91,333
LTV applied75%
Total repayment₹2,30,616
Per-day interest₹65.8
Principal95% / 5%Interest

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